Decadent Chocolate Banana Bread with Chocolate Chips Recipe
Introduction
This easy Chocolate Banana Bread is moist, tender, and a chocolate lover’s dream! Combining rich Dutch process cocoa, melty chocolate chips, and perfectly ripe bananas, this loaf balances chocolate and banana flavors beautifully. It’s the best banana bread to satisfy your chocolate cravings any time of day.

Ingredients
- 1 cup all-purpose flour
- 1/2 cup Dutch process cocoa
- 1 teaspoon baking soda
- 1/2 teaspoon sea salt
- 3 large brown bananas (1 ½ cups mashed)
- 1/4 cup unsalted butter, melted and slightly cooled
- 1/4 cup canola vegetable oil, or melted coconut oil
- 3/4 cup packed light brown sugar
- 1 large egg, at room temperature
- 1 teaspoon pure vanilla extract
- 1 cup semisweet chocolate chips, divided
Instructions
- Step 1: Preheat your oven to 350°F. Grease a 9-by-5-inch loaf pan with nonstick cooking spray and set aside.
- Step 2: In a medium bowl, whisk together the flour, Dutch process cocoa, baking soda, and sea salt. Set this dry mixture aside.
- Step 3: In a large bowl, mash the ripe bananas with a fork. Add the melted butter and oil and stir until well combined. Then stir in the brown sugar, egg, and vanilla extract until the mixture is smooth.
- Step 4: Gradually stir the dry ingredients into the wet mixture, being careful not to overmix. Fold in ¾ cup of the chocolate chips gently.
- Step 5: Pour the batter into the prepared loaf pan. Sprinkle the remaining ¼ cup of chocolate chips evenly over the top.
- Step 6: Bake for 50-65 minutes, or until a toothpick inserted into the center comes out mostly clean. Some melted chocolate on the toothpick is fine, just avoid gooey batter. Begin checking at 50 minutes as oven times may vary.
- Step 7: Remove the pan from the oven and place it on a wire cooling rack. Let the bread cool in the pan for 15 minutes, then run a knife around the edges and carefully transfer the loaf to the rack. Allow it to cool until slightly warm before slicing and serving.
Tips & Variations
- Use overripe bananas for the best flavor and moisture; hiding them in the pantry helps them ripen faster.
- Combine melted butter and oil for a tender crumb with rich flavor and extra moisture.
- Choose Dutch process cocoa for a deeper, more intense chocolate taste than regular cocoa powder.
- Substitute canola oil with melted coconut oil for a subtle coconut undertone.
- Sprinkle sea salt on top for lovely bursts of sweet and salty flavor.
- Try adding chopped nuts like walnuts or pecans for texture and extra flavor.
Storage
Wrap the bread tightly in plastic wrap and keep it on the counter for up to 4 days. For longer storage, cool the bread completely, then wrap in plastic wrap and aluminum foil and freeze for up to 1 month. Thaw fully before slicing. Reheat slices gently in the microwave for a warm treat.
How to Serve

Serve this delicious recipe with your favorite sides.
FAQs
Can I use regular cocoa powder instead of Dutch process cocoa?
Yes, you can substitute regular cocoa powder, but the chocolate flavor will be less intense and slightly different. Dutch process cocoa gives a richer, smoother chocolate taste.
How do I know when the banana bread is done baking?
Insert a toothpick into the center of the loaf. It should come out mostly clean; a few melted chocolate chips on the toothpick are fine, but avoid gooey batter. Start checking at 50 minutes to prevent overbaking.
PrintDecadent Chocolate Banana Bread with Chocolate Chips Recipe
This easy Chocolate Banana Bread is a moist, tender, and chocolate lover’s dream! Made with Dutch process cocoa and semisweet chocolate chips, it balances rich chocolate flavor with the natural sweetness of ripe bananas. The combination of melted butter and oil ensures a flavorful, tender crumb, while a touch of sea salt enhances the sweet and salty contrast. Perfect for breakfast, a snack, or dessert, this loaf is the ultimate banana bread for chocolate fans.
- Prep Time: 15 minutes
- Cook Time: 50-65 minutes
- Total Time: 1 hour 10 minutes
- Yield: 1 9×5-inch loaf (approximately 10–12 slices) 1x
- Category: Baking
- Method: Baking
- Cuisine: American
Ingredients
Dry Ingredients
- 1 cup all-purpose flour
- 1/2 cup Dutch process cocoa
- 1 teaspoon baking soda
- 1/2 teaspoon sea salt
Wet Ingredients
- 3 large brown bananas (1 ½ cups mashed)
- 1/4 cup unsalted butter, melted and slightly cooled
- 1/4 cup canola vegetable oil or melted coconut oil
- 3/4 cup packed light brown sugar
- 1 large egg, at room temperature
- 1 teaspoon pure vanilla extract
Chocolate
- 1 cup semisweet chocolate chips, divided (¾ cup for batter, ¼ cup for topping)
Instructions
- Preheat and prepare pan: Heat your oven to 350°F. Grease a 9-by-5-inch loaf pan with nonstick cooking spray and set aside.
- Mix dry ingredients: In a medium bowl, whisk together the all-purpose flour, Dutch process cocoa, baking soda, and sea salt until well combined. Set aside.
- Mash bananas and combine wet ingredients: In a large bowl, mash the ripe bananas with a fork until smooth. Add the melted unsalted butter and oil, stirring until combined. Then stir in the brown sugar, egg, and vanilla extract until the mixture is smooth.
- Combine wet and dry ingredients: Slowly stir the dry ingredients into the wet banana mixture. Be careful not to overmix to keep the bread tender. Fold in ¾ cup of the semisweet chocolate chips gently.
- Prepare for baking: Pour the batter into the prepared loaf pan and spread it evenly. Sprinkle the remaining ¼ cup of chocolate chips over the top of the batter for a chocolatey finish.
- Bake the bread: Bake in the preheated oven for 50 to 65 minutes. Check at 50 minutes by inserting a toothpick into the center; it should come out mostly clean. Melted chocolate on the toothpick is okay, but avoid sticky batter to prevent overbaking.
- Cool the loaf: Remove the pan from the oven and place it on a wire cooling rack. Let the bread cool in the pan for 15 minutes. Then, run a knife around the edges and carefully remove the bread from the pan. Let it cool on the rack until slightly warm.
- Serve and enjoy: Slice and serve your rich, moist Chocolate Banana Bread. Enjoy it fresh at breakfast, as an afternoon treat, or dessert with or without ice cream.
Notes
- Use overripe bananas for the best flavor and moisture.
- Don’t overbake the bread; check for doneness starting at 50 minutes.
- Use sea salt for a subtle, gourmet salty kick to balance the sweetness.
- The bread keeps well at room temperature for up to 4 days, wrapped in plastic wrap.
- Freeze the completely cooled loaf wrapped in plastic wrap and foil for up to 1 month. Defrost before slicing.
- For extra moisture, use a combo of melted butter and oil as specified.
- Be gentle when mixing the batter to maintain tenderness.
Keywords: chocolate banana bread, banana bread recipe, chocolate chip banana bread, moist banana bread, Dutch cocoa banana bread, easy banana bread

