Loaded Butterscotch Cheesecake Recipe
A decadent masterpiece for true dessert lovers, this Loaded Butterscotch Cheesecake takes you on a velvety journey packed with meltingly rich butterscotch flavor, a luscious creamy filling, and a buttery graham cracker crust. If you crave the familiar warmth of caramelized brown sugar but want something truly special for your next gathering, look no further. What makes this cheesecake “loaded” is that every bite is stacked with layer after layer of sweetness, creaminess, and buttery goodness, with butterscotch starring from the crust all the way to the dreamy ganache on top. Whether you serve it for a holiday, birthday, or just to spoil yourself, this showstopper is always a hit.

Ingredients You’ll Need
The beauty of this recipe is in its simplicity—each ingredient is thoughtfully chosen to enhance the texture, richness, and depth of flavor. From the crunchy crust to the silkiness of the cheesecake, every component matters when building the ultimate Loaded Butterscotch Cheesecake.
- Graham cracker crumbs: The classic foundation for a cheesecake crust, offering a light crunch and a subtle, toasty flavor.
- Light brown sugar: This amps up the caramel notes in both the crust and filling, making the butterscotch pop.
- Unsalted butter: Ensures the crust holds together, while keeping the flavors pure and balanced without excess saltiness.
- Cream cheese: The heart of every cheesecake—it creates that irresistible creamy, dreamy texture.
- All-purpose flour: Just a bit helps thicken the filling and keeps each slice perfectly smooth.
- Vanilla extract: Rounds out the flavors and adds a subtle warmth.
- Sour cream: Contributes a slight tang and silkiness, cutting through the richness beautifully.
- Heavy whipping cream: Adds richness and a cloud-like consistency to both the filling and the topping.
- Butterscotch chips: The star of the show—used in both the filling and the topping for double the butterscotch power.
- Dry butterscotch pudding mix: Secret weapon for deep flavor and extra creaminess in the filling.
- Large eggs: Essential for setting the cheesecake while keeping it creamy and luscious.
- Additional butterscotch chips: For sprinkling on top, adding a delightful finishing touch and great texture.
How to Make Loaded Butterscotch Cheesecake
Step 1: Prepare the Crust
Begin by preheating your oven to 325°F (163°C). Grab your trusty springform pan and line the bottom with parchment paper, then give the sides a light greasing—this will make unmolding a breeze later on! Mix together the graham cracker crumbs, brown sugar, and melted butter in a medium bowl until it resembles wet sand. This simple blend creates a wonderfully buttery, crunchy base. Press the mixture firmly into the pan, pushing it halfway up the sides for that sturdy edge. After a quick 10-minute bake, set your crust aside to cool and reduce the oven temperature to 300°F (148°C).
Step 2: Create the Loaded Butterscotch Cheesecake Filling
In a large bowl, beat the cream cheese until it’s thick, smooth, and inviting. Add the brown sugar and flour, then mix until totally combined, scraping the bowl as needed so there are no lumps left behind. Pour in that fragrant vanilla extract, then follow with the sour cream and heavy cream for unbeatable smoothness. Now, melt the butterscotch chips in short bursts in the microwave—stir until glossy and pour over your cheesecake base for a ripple of butterscotch goodness. Mix in the dry butterscotch pudding mix for that signature richness, then add the eggs one by one, mixing gently to preserve the creamy texture.
Step 3: Bake the Cheesecake Low and Slow
To ensure your Loaded Butterscotch Cheesecake bakes up silky with no cracks, wrap the outside of your springform pan with foil—this keeps water out during the water bath. Nestle the pan inside a larger roasting pan and pour in your cheesecake batter, smoothing the top lightly. Fill the roasting pan with warm water until it reaches halfway up the sides of the springform pan. Bake for 1 hour and 35 minutes, or until the edges are set with a soft jiggle in the center. Once baked, turn the oven off but leave the cheesecake inside with the door closed for 30 minutes, then crack the door open and let it sit for another 30 minutes. Let it cool at room temperature for one hour, then pop it in the fridge for a good chill—at least 5 to 6 hours or overnight.
Step 4: Add the Butterscotch Ganache Topping
Now for the crowning glory! Place butterscotch chips and heavy cream in a heat-proof bowl, microwaving in short intervals until melted and smooth. Stir until you have a shiny, pourable ganache, then spread it evenly over your chilled cheesecake. Sprinkle extra butterscotch chips on top for a little sparkle and crunch. Refrigerate once more so your topping sets—just 30 minutes, and your Loaded Butterscotch Cheesecake is officially ready to wow everyone!
How to Serve Loaded Butterscotch Cheesecake

Garnishes
A loaded cheesecake deserves an equally exciting garnish! Top your masterpiece with dollops of freshly whipped cream, a scattering of extra butterscotch chips, or even a handful of toffee bits for crunch. If you’re feeling fancy, a dusting of cocoa powder or a drizzle of salted caramel sauce adds flair and sets off those butterscotch notes beautifully.
Side Dishes
Since this Loaded Butterscotch Cheesecake is rich and indulgent, pair each slice with something light and fresh. Try serving it alongside a bowl of tart raspberries or sliced strawberries—their juicy acidity balances the buttery sweetness. For festive occasions, coffee or black tea makes the perfect, palate-cleansing companion.
Creative Ways to Present
Turn dessert into a centerpiece by layering slices with whipped cream and fresh berries in parfait glasses for an impressive trifle. Or cut the cheesecake into bite-sized bars, dip the edges in melted butterscotch, and serve on a platter for a fun party treat. For extra wow-factor, stack mini versions and decorate with edible flowers or spun sugar!
Make Ahead and Storage
Storing Leftovers
If you’re lucky enough to have leftovers, store slices of Loaded Butterscotch Cheesecake tightly covered in the refrigerator. The flavors deepen and become even more satisfying after a day or two, with every bite still fresh, creamy, and loaded with butterscotch goodness for up to 4-5 days.
Freezing
This cheesecake freezes like a dream! To freeze, chill the cheesecake thoroughly first, then wrap it (whole or in individual slices) in plastic wrap followed by foil. It’ll keep in the freezer for up to 2 months. When ready to enjoy, thaw overnight in the fridge—your Loaded Butterscotch Cheesecake will taste just as dreamy as the day you made it.
Reheating
While cheesecakes are typically best served chilled, you can bring your slice to room temperature for about 30 minutes to take off the chill and let those luxurious butterscotch flavors shine. Avoid microwaving, as it can affect the creamy texture and make the ganache topping separate.
FAQs
Can I make Loaded Butterscotch Cheesecake ahead of time?
Absolutely! In fact, making this cheesecake a day ahead gives it time to fully chill and lets the flavors meld. Just keep it well-covered in the fridge until you’re ready to serve.
What if I don’t have butterscotch pudding mix?
If you’re in a pinch, you can skip the pudding mix and add a touch more melted butterscotch chips and a tablespoon of cornstarch to help with texture, though the flavor will be a bit less intense.
Can I use a different crust?
Yes! Try crushed vanilla wafers or shortbread cookies for a twist. Just be sure to use the same method of mixing with butter and sugar for a sturdy, flavorful base.
Why do I need a water bath?
A water bath helps the Loaded Butterscotch Cheesecake bake gently and evenly, preventing cracks and ensuring a creamy, smooth result every single time. It’s a small extra step that makes a big difference!
Can I make this gluten free?
Definitely—simply swap in gluten-free graham crackers for the crust and use a gluten-free flour blend in the filling. Double-check your pudding mix and butterscotch chips too, just to be safe.
Final Thoughts
If you’re looking to dazzle friends, treat your family, or just indulge your own sweet tooth, the Loaded Butterscotch Cheesecake is your golden ticket to dessert bliss. With its creamy filling, rich layers of butterscotch, and beautiful, buttery crust, every forkful is a celebration. Give it a try—you deserve a little luxury!
PrintLoaded Butterscotch Cheesecake Recipe
Indulge in the rich flavors of butterscotch with this decadent Loaded Butterscotch Cheesecake. A smooth and creamy filling infused with butterscotch chips sits atop a graham cracker crust, all topped with a luscious butterscotch ganache. Perfect for any special occasion or when you’re craving a luxurious dessert.
- Prep Time: 30 minutes
- Cook Time: 1 hour 35 minutes
- Total Time: 7 hours
- Yield: 12 servings 1x
- Category: Dessert
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Ingredients
Crust
- 1 3/4 cups (235g) graham cracker crumbs
- ¼ cup (56g) packed light brown sugar
- 7 tbsp (98g) unsalted butter, melted
Filling
- 24 oz (678g) cream cheese, room temperature
- 3/4 cup (168g) packed light brown sugar
- 3 tbsp (24g) all-purpose flour
- 1 tsp vanilla extract
- 1/2 cup (112g) sour cream
- 1/2 cup (120ml) heavy whipping cream
- 1 cup (169g) butterscotch chips
- 3.4 oz package dry butterscotch pudding mix
- 4 large eggs, room temperature
Topping
- 1 cup (169g) butterscotch chips
- 4 1/2 tbsp (68ml) heavy whipping cream
- Additional butterscotch chips, for decorating
Instructions
- Prepare the Crust – Preheat the oven, line and grease the pan. Combine crust ingredients, press into pan, and bake.
- Make the Filling – Beat cream cheese, add sugar, flour, vanilla, sour cream, and whipping cream. Melt butterscotch chips, add to batter with pudding mix. Add eggs one at a time.
- Bake the Cheesecake – Wrap pan, create a water bath, pour batter, and bake. Cool gradually in the oven and at room temperature.
- Add the Topping – Make a ganache with butterscotch chips and cream, pour over cheesecake, top with additional chips, and refrigerate before serving.
Notes
- For best results, ensure all ingredients are at room temperature before starting.
- To prevent cracks, do not overmix the batter once the eggs are added.
Nutrition
- Serving Size: 1 slice
- Calories: 490
- Sugar: 30g
- Sodium: 380mg
- Fat: 34g
- Saturated Fat: 20g
- Unsaturated Fat: 11g
- Trans Fat: 0g
- Carbohydrates: 39g
- Fiber: 1g
- Protein: 8g
- Cholesterol: 145mg
Keywords: Butterscotch Cheesecake, Dessert Recipe, Homemade Cheesecake, Butterscotch Dessert